RTGS.global is a closed network for cross-border settlement between regulated financial institutions. Banks and licensed payment and money transfer institutions use it to settle cross-border trades and payments in seconds, around the clock, through one API.
From days to seconds.
Figures and currency list as published by RTGS.global.
Who can participate
RTGS.global is infrastructure between financial institutions. It is not a payment, remittance or foreign-exchange service for individuals or businesses, and Softcom does not offer one.
Access for regulated institutions.
Two services, one network
One connection gives access to linked foreign-exchange settlement between institutions and to single-currency payments to beneficiaries abroad. Every step reports its status in messages based on the ISO 20022 standard, carried as JSON.
Service 01: Link and Settle
After two participants agree an FX trade, each submits its leg with a shared link identifier. RTGS.global links the two requests, and the Funds Controllers holding the accounts settle both currencies.
If funds are shortThe request waits in a retry queue until the account is funded or both sides cancel.
Service 02: Payaway
Send a single-currency payment to a beneficiary abroad. RTGS.global validates and forwards the instruction to a Funds Controller on the network, which screens it, debits the account and delivers the payment onward.
Also on the networkReal-time FX quotes, network account funding and defunding, balances, and payment status reports.
Where value can move
RTGS.global lists 45+ live currencies, thirteen of them African. A listed currency is not an open corridor for every participant: what an institution can use depends on its licence, its Funds Controllers and its regulator.
Africa (13)
Europe (10)
Americas (9)
Asia (6)
Central Asia (5)
Middle East (1)
Oceania (2)
Currency list as published by RTGS.global. Each country's Central Bank rules apply on foreign exchange and remittances.
Why it matters
Cross-border trades settle as fast as domestic ones, without waiting on a chain of intermediaries.
Open 24 hours a day, 365 days a year. No time-zone cut-offs and no bank-holiday delays.
Both legs of an agreed trade are linked, and a short-funded request waits rather than settling one side. Status is visible at every step.
Network balances update in real time, and one integration replaces many bilateral relationships to manage.
Built for shorter chains and payment-versus-payment settlement — G20 Roadmap, CPMI guidance and the FX Global Code.
Getting connected
RTGS.global runs a structured integration journey with a technical sign-off before each step forward. Softcom works alongside your teams at every phase.
Phase 1: Emulator
Softcom's roleMap your payment and treasury systems to the API and build the integration
Phase 2: RTGS.global sandbox
Softcom's roleRun the test plan with your operations team and prepare sign-off evidence
Phase 3: RTGS.global production
Softcom's roleCoordinate compliance prerequisites, operating responsibilities and day-one support
Global rails, local expertise
RTGS.global brings
Softcom brings
Who it is for
Settle FX trades with counterparties abroad and offer customers faster cross-border payments, within the bank’s licence and foreign-exchange permissions.
Add cross-border settlement through one API, where the provider’s licence and its regulator permit cross-border activity.
Settle approved corridors in seconds rather than days, with real-time status at each step.
For regulated institutions
Tell us about your institution’s licence, the corridors you are authorised to serve, the services you need and how your systems work today. We will map the route from emulator to production with you.